Fuel Your Growth with the Funding You Deserve.
Funding Programs to Grow Your Business
Short-Term Loans up to $250,000 (3–12 months)
Quick access to capital for urgent business needs.
Invest In Your Business
Loans up to $500,000 (15–36 months)
Secure larger amounts for expansion or long-term projects.
Manage Your Business
Lines of credit up to $100,000
Access flexible cash when needed for everyday business operations.
Types of Business Loans
Business loans under $150,000
These loans are a great option for businesses that need quick access to capital. SBA loans are government-backed, making them a reliable option with lower interest rates and longer repayment terms. Non-SBA loans, while faster, may have higher interest rates but offer the flexibility that some businesses need. Both types can be funded in as little as 2 weeks. You’ll need to have an existing business with consistent revenue.
SBA Loans
SBA loans are designed for small businesses looking for higher loan amounts and favorable interest rates. With the backing of the U.S. Small Business Administration, these loans are typically easier to qualify for than traditional bank loans. Processing can take 2–4 months, but they come with the advantage of low rates, long repayment terms, and high loan limits. Ideal for larger capital needs, such as expansion, real estate purchases, or equipment.
Revenue-Based Loans
These loans are perfect for businesses that generate consistent revenue but may not have the best credit history. Revenue-based loans range from $10,000 to $2 million and are based on your monthly revenue rather than your credit score. This makes them an accessible option for businesses with strong cash flow but less-than-perfect credit.
Equipment Financing
If you need to purchase or lease equipment, this loan type is designed to help you acquire machinery, vehicles, or other essential tools for your business. Equipment financing typically requires the equipment itself to be used as collateral, which can make it easier to obtain. Repayment terms are usually tied to the expected life of the equipment.
Merchant Cash Advances (MCA)
MCA loans provide businesses with a lump sum of cash in exchange for a percentage of their future sales, particularly credit card transactions. Repayments are based on daily sales, so the amount you repay can vary depending on how well your business performs each day. This type of loan is ideal for businesses that experience fluctuating cash flows and need fast access to capital.
Franchise Funding
Franchise funding helps franchisees get the necessary capital to start or grow their franchise business. This type of loan can be used for various purposes, including franchise fees, equipment, real estate, or operational expenses. Funding options can include term loans, lines of credit, or SBA loans, depending on the franchise and the amount of capital needed.
Business Line of Credit
A business line of credit provides access to a predetermined amount of capital that can be used as needed. You only pay interest on the amount you borrow, and once the funds are repaid, they become available again. This type of loan is perfect for businesses that need ongoing access to funds for operational costs, emergency expenses, or other short-term financial needs.
Commercial Real Estate Loan
If you need a commercial loan right now, we connect you with multiple commercial lenders who compete for your loan. This gives you a wide array of options to fund your commercial real estate projects, whether you're buying, refinancing, or developing commercial properties. Commercial real estate loans can include options like term loans, lines of credit, and equipment loans, all designed to meet the specific needs of your business.
Business Loan Application Process
Do You Qualify?
- At least 1 year in business
- $100,000+ in annual revenue
- At least one owner with a 500+ personal credit score
How Do You Pay Back?
- Fixed daily or weekly payments
- Automatically deducted from your business bank account
- Prepayment options available, with potential interest reductions based on assessment
How is Your Rate Determined?
- Based on the assessment of your business’s financial health, including both business and personal credit